6 Ways To Prevent Online Identity Theft

6 Ways To Prevent Online Identity Theft

Identity theft has become a rather big problem in computing world. It can have a detrimental effect in our life by ruining our credit scores and leaving us open to criminal charges for something we don’t do. It is possible for malicious individuals to commit crimes using our name and details. People could easily assume our identity to do illegal things. This practice is growing at a rather rapid rate in the United States and many other locations. Some people actually make a living by taking our identity and impersonating us to do mail, credit and bank frauds. This is a lucrative activity for criminals and they are very proficient at performing various illegal practices. In fact, drug trafficking and organized crimes have been able to take advantage of identity thefts through the Internet.

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It is necessary to protect our interests by protecting ourselves from possible identity frauds. We should use due diligence when performing business tasks over the Internet. By taking proper measures, it is possible to give our identity better protection, which save us a great deal from headaches and financial losses later:

1. Use only one stored-value card

We could use a single stored-value card for any Internet transaction. Stored value cards are issued by our financial institutions with specific dollar limits.

2. Use Online Payment Service Account

Such an account can protect us from illegal financial transactions.

3. Use Web Browser with integrated encryption capabilities

Highly secure web browser can scramble our critical information that’s transmitted through the web. Secure URL should begin with HTTPPS and there’s a small lock icon that indicates level of security. In general, major web browsers are equipped with the latest security technology to protect our financial or personal information.

4. Do Business

Only with websites with authenticated digital certificates. We could click the authentication logo to make sure that we are using protected and legitimate website.

5. Check the Privacy Policy

We should study the privacy policy to make sure that our financial and personal details won’t be released to any third party. Good websites adhere to industry standards to better protect their consumers.

6. Don’t disclose Identification Information and Passwords

In fact, honest people won’t ask us for our sensitive information and password. We should report anyone who tries to get our sensitive information. We should also be careful with URL address in email messages, because it could bring us to fake websites.

It is good to know that recent advances in security technology have given us more protection. New innovations are being put into place, but criminals are also working to find new ways to fool the system. When dealing with people online, we should be security conscious and practice common sense. We shouldn’t fall victim to any Internet identity theft attempt and it is important to take proper actions to protect ourselves immediately. As soon as we suspect that our sensitive information has been compromised, we should contact the service provider immediately.

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